Alter Surety Group

Mastering the Art of Bond Capacity

Getting a bond isn't just filling out a form — it's a complex financial audit. Alter Surety does one thing flawlessly: secure bonds. 100% of their expertise is focused on construction law, percentage-of-completion accounting, and financial presentation.

They view bonding as a journey. If you're a mid-sized Miami sub looking to make the leap into prime public works, Alter acts as your financial coach — telling you exactly what underwriters need to see to grow from a $2M aggregate to $20M.

The ConstructionPerks Take

We think Alter Surety is best for: Growing mid-market contractors who want a personalized, strategic partner to build their financial profile and maximize bonding limits.

One thing to think about is their strict focus. They are surety-only — you absolutely need a separate broker for fleet, liability, and workers' comp coverage.

Frequently Asked Questions

What does a surety-only agency mean?

They specialize 100% in contract and commercial surety bonds. They don't sell GL, auto, or health insurance, making them absolute experts in bonding.

How can you help increase my bonding capacity?

They provide expert guidance on percentage-of-completion accounting and financial presentation to ensure your business looks as strong as possible to underwriters.

Do you help match contractors with the right surety company?

Yes, they partner with a variety of surety markets and strategically pair your profile with the underwriter most likely to support your growth.