Axiom Bank

The SBA Specialist for Growing Contractors

Axiom Bank has carved out a niche as one of Central Florida's go-to community banks for SBA-backed lending. For contractors who don't yet have the balance sheet for conventional construction loans, Axiom's SBA 7(a) and 504 programs provide a critical bridge.

Their commercial team understands the construction lifecycle — seasonal cash flow, project-based revenue, and the equipment needs of growing trades. They pair SBA expertise with conventional lines of credit and CRE lending to create a complete banking relationship.

The ConstructionPerks Take

We think Axiom Bank is best for: Small and growing contractors in the Orlando area that want SBA-backed financing, a local banking relationship, and a team that understands construction cash flow.

One thing to think about is the trade-off. SBA loans offer lower down payments and longer terms, but the approval process takes 30–60 days. For urgent bridge financing, a conventional line of credit may be faster.

Frequently Asked Questions

Does Axiom Bank offer SBA loans for contractors?

Yes, they are an active SBA lender offering 7(a) loans for working capital and equipment, and 504 loans for real estate and heavy equipment purchases.

Can they provide a line of credit for construction cash flow?

Absolutely. Their business lines of credit are designed for companies with project-based revenue and seasonal fluctuations.

Is Axiom Bank FDIC insured?

Yes, Axiom Bank is a full-service, FDIC-insured community bank headquartered in Orlando.