Lending & Financing

Altabank

Utah's hometown bank for construction lending

Salt Lake CityStatewide UtahPhone / Branch visit / WebsiteConstruction loans, construction-to-permanent financing

Amerant Bank (Coral Gables HQ)

Sophisticated capital for multi-family and industrial growth since 1979

MiamiMiami, FL — Serving South Florida, Houston, and Greater TampaPhone / WebsiteMulti-Family Construction, Industrial Finance, Equipment Leasing

Ameris Bank (Jacksonville Commercial)

Sophisticated capital for multi-family and industrial expansion.

JacksonvilleJacksonville, FL — Serving the Southeastern USPhone / In-BranchCommercial Real Estate, Treasury Management, Mid-Market Lending

Axiom Bank

Orlando-based community bank offering SBA loans, commercial real estate lending, and business lines of credit for growing contractors.

OrlandoOrlando, FL — Serving Central FloridaPhone / Branch / WebsiteSBA Loans, CRE Lending, Business Lines of Credit, Equipment Financing

Broadway Bank

Agile, local financing for San Antonio real estate development

San AntonioSan Antonio, TX — Serving San Antonio, Austin, and Hill CountryPhone / WebsiteCommercial Real Estate, Land Development, Construction Loans

Central Bank Utah

Fast, locally-underwritten construction loans in Utah County

ProvoProvo, Utah County, UTPhone / Branch visit / WebsiteConstruction loans, fast closing, local underwriting

City National Bank of Florida (Miami HQ)

The financial engine for Florida's middle-market builders since 1946

MiamiMiami, FL — Statewide Florida presencePhone / In-BranchCommercial Real Estate, Mid-Market Finance, Treasury Management

Civic Financial Services (Dallas)

Fast-money bridge and construction loans for investors

DallasDallas, TX — National lender with local DFW focusWebsiteBridge Loans, Residential Construction, Investor Finance

Cogent Bank (Tampa)

A Florida community bank offering construction-to-permanent mortgages that simplify the builder financing process with one closing.

TampaTampa, FL — Serving Florida builders and developersPhone / Branch / WebsiteConstruction-to-Permanent Loans, Residential Construction, Custom Home Financing

DKC Lending (Tampa Office)

Flexible construction financing for builders and developers — ground-up, renovation, and bridge loans across Tampa Bay.

TampaTampa, FL — Serving builders and developers throughout FloridaPhone / WebsiteConstruction Loans, Renovation Financing, Bridge Loans, Builder Financing

First Business Development Corporation (FBDC Jacksonville)

SBA 504 loan specialists helping Jacksonville contractors buy real estate and heavy equipment with as little as 10% down.

JacksonvilleJacksonville, FL — Serving Northeast Florida contractorsPhone / WebsiteSBA 504 Loans, Commercial Real Estate, Heavy Equipment Financing

Florida Capital Bank

Agile, locally-approved financing for North Florida builders.

JacksonvilleJacksonville, FL — Headquarters in Jax, serving FloridaPhone / In-BranchWorking Capital, Commercial Construction, Owner-Occupied CRE

Frost Bank (Dallas Regional)

Texas-sized service for construction capital since 1868

DallasDallas, TX — Regional HQ with branches throughout DFWPhone / WebsiteCommercial Banking, Treasury, Equipment Finance

Frost Bank (San Antonio Headquarters)

Texas-sized capital and treasury management for major builders since 1868

San AntonioSan Antonio, TX — Statewide Texas presencePhone / In-BranchCommercial Banking, Treasury, Real Estate Development

Jefferson Bank

The builder's bank for custom homes and owner-occupied facilities since 1946

San AntonioSan Antonio, TX — Deep focus on Bexar and surrounding countiesPhone / In-BranchCustom Home Finance, SBA 504, Owner-Occupied Real Estate

Lone Star Bank (Houston)

Agile commercial construction lending for Houston

HoustonHouston, TX — Greater Houston regionWebsite / PhoneCommercial Real Estate, Industrial Lending, Multi-Family

Ocean Bank

Deeply rooted, bilingual financing for Miami builders since 1982

MiamiMiami, FL — Deep focus on Miami-Dade and Broward countiesPhone / In-BranchLand Acquisition, Commercial Real Estate, Owner-Occupied CRE

Seacoast Bank

Florida's largest community bank — offering construction loans, equipment financing, and commercial real estate lending across Central Florida.

OrlandoOrlando, FL — Serving All of FloridaPhone / Branch / WebsiteConstruction Loans, Equipment Financing, CRE Lending, Working Capital

Seacoast Bank (Jacksonville)

Florida community banking with dedicated construction loan specialists who understand the builder's timeline.

JacksonvilleJacksonville, FL — Serving all of Northeast FloridaPhone / Branch / WebsiteConstruction Loans, CRE Lending, Business Banking

Seacoast Bank (Tampa)

Florida's community bank with dedicated construction lending specialists — local decisions, faster draws, real relationships.

TampaTampa, FL — Serving Tampa Bay and all of FloridaPhone / Branch / WebsiteConstruction Loans, CRE Lending, Business Banking

SouthState Bank

Southeast regional bank with strong Central Florida roots — offering construction lending, treasury management, and commercial banking for contractors.

OrlandoOrlando, FL — Serving Florida & the SoutheastPhone / Branch / WebsiteConstruction Lending, Treasury Management, CRE, Equipment Financing

Summit Up Capital

Commercial construction loans and development financing in Salt Lake City

Salt Lake CitySalt Lake City, Woods Cross, West Valley City, UTPhone / Email / WebsiteCommercial construction loans, land acquisition, development financing

Texas Capital Bank

Deeply capitalized construction and real estate lending

DallasDallas, TX — Headquarters location serving North TexasWebsite / PhoneCommercial Real Estate, Equipment Finance, Treasury

Texas Gulf Bank

The builder's bank for Gulf Coast residential construction since 1913

HoustonHouston, TX — Coastal Texas and Greater HoustonPhone / WebsiteResidential Construction, Spec Building, Land Loans

Third Coast Bank Mortgage Center

Innovative one-time close construction and lot programs

HoustonHouston, TX — Serving the Texas Gulf CoastPhone / WebsiteLot Loans, Jumbo Construction, Mortgage Services

UCCU (Utah Community Credit Union)

Flexible construction loans with one-time close in Utah County

ProvoProvo, Utah County, UTPhone / Branch visit / WebsiteConstruction loans, construction-to-permanent, remodel financing

Utah First Credit Union

One-time close construction loans for Utah builders

Salt Lake CityStatewide UtahPhone / Branch visit / WebsiteConstruction loans, lot loans, one-time close, owner-builder financing

Veritex Community Bank

Agile, relationship-driven lending for North Texas contractors

DallasDallas, TX — DFW MetroplexWebsite / PhoneSmall Business Lending, SBA, Working Capital

VyStar Credit Union (Commercial)

Jacksonville's hometown financial engine for mid-market growth.

JacksonvilleJacksonville, FL — Statewide footprint, Jacksonville HQPhone / In-BranchEquipment Financing, Owner-Occupied CRE, Mid-Market Lending

A curated collection of the best lending financing