Logo of Central Bank Utah

Central Bank Utah

A locally owned and operated bank that uses in-house underwriting to close construction loans in as little as 10 business days — no out-of-state approval committees.

The Fastest Construction Loans in Utah County

Central Bank Utah is locally owned and uses in-house underwriting — meaning your construction loan decision is made right here in Utah County, not in a corporate office three states away. They can close in as little as 10 business days once documentation is complete.

The ConstructionPerks Take

We think Central Bank is best for: Builders and homeowners in Utah County who need fast construction financing from a bank that knows the local market.

One thing to think about is the 10-day close. When you have a lot under contract and need to break ground quickly, that speed is a competitive advantage.

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