City National Bank of Florida (Miami HQ)

Banking the Mid-Market Boom

CNB possesses the lending capacity of a Wall Street bank but operates with the speed and localized knowledge of a South Florida community bank. Your loan committee is right here in Miami, making decisions based on actual local market trends.

Their Treasury Management services are elite, providing strict fraud protection, positive pay, and automated wire capabilities that mid-sized GCs require. They also offer excellent fleet and equipment financing.

The ConstructionPerks Take

We think CNB is best for: Growing commercial developers, mid-market GCs, and large specialty trades who need strong lending capacity and sophisticated treasury management.

One thing to think about is their commercial focus. For a solo operator financing a single residential flip, a smaller credit union might offer a faster process.

Frequently Asked Questions

Does CNB finance heavy construction equipment?

Yes, they offer specialized equipment financing and leasing to help contractors acquire heavy iron without depleting working capital.

Can you provide working capital lines of credit?

Absolutely. CNB provides asset-based lines of credit to help mid-market contractors bridge the gap between paying crews and receiving progress payments.

Do you offer treasury management for construction firms?

Yes, they provide enterprise-level treasury management including wire fraud protections, lockbox services, and automated reconciliation.