Hotchkiss Insurance
A Texas-based powerhouse that understands the unique liability landscape for general contractors and subcontractors. They offer deep expertise in workers' comp and general liability with a focus on claims advocacy.
Texas-Born Coverage for Serious Builders
Hotchkiss isn't some national call center; they are deeply embedded in the Texas construction scene. They know the specific litigation risks in Dallas and build policies that actually protect your balance sheet when a claim hits the fan.
They don't just sell you a policy and vanish. Their loss control team works with your crews to reduce accidents before they happen, which is the only real way to keep your mods down and your premiums manageable over the long haul.
The ConstructionPerks Take
We think Hotchkiss Insurance is best for: Mid-to-large sized GCs and trade contractors who need more than a certificate—they need a partner to fight claims and manage long-term risk.
One thing to think about is that they are a premium brokerage; if you are just looking for the absolute cheapest 'paper-only' policy to get on a job site, they might be overkill.
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