Lone Star Bank (Houston)

Quick Decisions for the Houston Hustle

Lone Star Bank is the fast-mover in Houston's commercial lending market. They understand that in a city with no zoning, opportunities for retail centers and industrial plants move quickly. Your loan isn't reviewed by a computer in another state; it's handled by a team in Houston that knows the actual street corner where you're building.

Beyond brick-and-mortar, Lone Star offers lines of credit secured by your business assets — equipment, inventory, or accounts receivable. For a growing GC, this provides the working capital to bridge gaps on major projects.

The ConstructionPerks Take

We think Lone Star Bank is best for: Commercial GCs and developers building mid-sized retail, office, or industrial projects who prioritize speed and local relationships.

One thing to think about is their niche. They are a commercial powerhouse; their sweet spot is the $5M to $25M commercial and industrial deal.

Frequently Asked Questions

What types of commercial projects do you finance?

They finance retail centers, office buildings, industrial plants, and multi-family complexes.

Can I get a line of credit for my construction equipment?

Yes, they offer specialized lines of credit that can be secured by business equipment, inventory, or accounts receivable.

How fast is your loan approval process?

Because decisions are made locally in Texas, they offer significantly faster processing times than larger national banks.