Orlando, FL — Serving Florida & Nationwide
One of the nation's largest independent insurance brokerages — with deep Central Florida roots and a dedicated construction practice.
Brown & Brown is a top-10 U.S. insurance brokerage with Florida roots. Their Orlando construction practice provides surety bonds, builders risk, professional liability, and wrap-up programs for GCs, developers, and design-build firms.
Brown & Brown started in Daytona Beach and grew into one of the nation's largest independent insurance intermediaries. Their Orlando office's construction team understands the Florida market — hurricane-rated builders risk, public works bonding, and the unique liability landscape of rapid-growth metros.
For design-build firms, they offer integrated professional liability and GL programs. For large developers, they administer OCIP programs that streamline coverage across complex project teams.
We think Brown & Brown Orlando is best for: Large GCs, design-build firms, and developers that need institutional-grade insurance programs with deep Florida market knowledge.
One thing to think about is the size factor. Brown & Brown's sweet spot is larger accounts — a $5M+ annual premium spend gets the most attention and best carrier terms. Smaller trades may want a more hands-on boutique agency.
Yes, their construction surety team places bonds through top-rated sureties and can help growing contractors expand bonding capacity.
Absolutely. They specialize in blended professional liability and GL programs tailored for design-build and CM-at-risk delivery methods.
Yes. With deep Florida roots, their team is experienced in placing catastrophe-rated builders risk coverage for coastal and inland projects.
Commission-Based / Custom Programs