Dallas, TX — Headquarters location serving North Texas
Deeply capitalized construction and real estate lending
A Dallas-headquartered bank that specializes in the built environment. They provide essential liquidity for commercial builds, land development, and heavy equipment acquisition.
Texas Capital Bank isn't just a place to park cash; they are one of the most active lenders in the Texas construction space. They understand the draw process, the seasonality of the business, and the need for quick pivots when a project scope changes.
Because they are based right here in Dallas, decisions don't have to wait for a committee in New York. They know the local market values and the players, which often leads to smoother approvals for well-capitalized firms.
We think Texas Capital Bank is best for: Established commercial builders and developers who need a sophisticated banking partner that understands the Texas cycle.
One thing to think about is that they are a traditional bank with traditional standards—your financials and credit history need to be rock solid to get the best terms.
Interest-based / Loan origination fees