Veritex Community Bank

Funding for the Mid-Market Hustle

Veritex has carved out a massive niche in Dallas by being faster and more personal than the 'big four' banks. For a contractor who needs a $250k line of credit to bridge the gap between finishing a job and getting paid by a slow GC, Veritex is often the best call.

They are an SBA preferred lender, which is huge if you're looking to buy your own warehouse or yard space. They understand that a contractor's cash flow is lumpy and they work with you rather than just looking at a spreadsheet.

The ConstructionPerks Take

We think Veritex is best for: Subcontractors and small GCs who feel ignored by the giant banks and need a lender who actually answers the phone.

One thing to think about is that while they are faster than big banks, they are still a regulated lender—don't expect 'hard money' speed or flexibility.