Utah First Credit Union
Statewide Utah
One-time close construction loans for Utah builders
A Utah credit union offering one-time close construction-to-permanent loans — apply once, close once, and bundle your construction and mortgage together.
Services Offered
- One-time close construction-to-permanent loans
- Lot loans up to 75% financing
- Options for contractor-managed and owner-builder projects
- Business construction loans also available
One Closing for Your Entire Build
Utah First's One-Time Close program lets you bundle your construction loan and permanent mortgage into a single application and closing — saving time and avoiding double closing costs.
The ConstructionPerks Take
We think Utah First is best for: Utah builders and homeowners who want simplified construction financing with one closing and one set of fees.
One thing to think about is the owner-builder option. If you're acting as your own GC, Utah First has a program for that — many lenders don't.
Loan-based. One-time close reduces closing costs. Options for contractor-managed and owner-builder projects.
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