Logo of Utah First Credit Union

Utah First Credit Union

A Utah credit union offering one-time close construction-to-permanent loans — apply once, close once, and bundle your construction and mortgage together.

One Closing for Your Entire Build

Utah First's One-Time Close program lets you bundle your construction loan and permanent mortgage into a single application and closing — saving time and avoiding double closing costs.

The ConstructionPerks Take

We think Utah First is best for: Utah builders and homeowners who want simplified construction financing with one closing and one set of fees.

One thing to think about is the owner-builder option. If you're acting as your own GC, Utah First has a program for that — many lenders don't.

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